Max the Bookkeeper

Free

AI bookkeeper for solopreneurs. Ingests bank statements, produces CPA-ready books.

toli4 downloads

About

AI bookkeeper for solopreneurs and startups. Ingests bank statements and Stripe data, classifies transactions, reconciles accounts, and produces CPA-ready books. Gets smarter every month. **What it handles:** - PDF bank statement extraction and parsing - Stripe revenue integration with gross/fee split and payout reconciliation - Automatic transaction classification that learns your spending patterns - Multi-account and multi-entity bookkeeping - P&L generation with prior-period comparison - 1099 contractor tracking and year-end CPA package assembly **Includes 9 specialized skills:** - **Data Ingestor** - Parses PDFs, CSVs, and OFX files from any bank - **Stripe Connector** - Pulls revenue data with proper accounting splits - **Smart Classifier** - Learns vendor patterns, improves monthly - **COA Builder** - Creates chart of accounts tailored to your business - **Reconciler** - Matches transactions across accounts, flags discrepancies - **Reporter** - Generates P&L, cash summary, burn rate, and runway reports - **Question Manager** - Tracks open questions across sessions - **Year-End Packager** - Assembles everything your CPA needs for filing - **Compound Engineer** - Monthly review of classification accuracy and open items Knows its limits: prepares the books, doesn't give tax advice. Your CPA handles filing.

README

Install: Max the Bookkeeper

Version: 1.2.0

Files

agent/
├── SOUL.md, BOOTSTRAP.md, IDENTITY.md, AGENTS.md
├── USER.md, TOOLS.md, MEMORY.md, HEARTBEAT.md
└── skills/ (data-ingestor, stripe-connector, smart-classifier,
    coa-builder, reconciler, reporter, question-manager,
    year-end-packager, nightly-compound)

Recommended from ClawdHub (not bundled): remind-me, deep-research-pro.

Setup

1. Name and Create Workspace

Ask the user for a name. Create ~/.openclaw/workspace-{agent-id}/, copy agent/ contents including skills/. Create books/ directory.

2. Configure openclaw.json

{
  "id": "{agent-id}",
  "skills": [
    "data-ingestor", "stripe-connector", "smart-classifier",
    "coa-builder", "reconciler", "reporter",
    "question-manager", "year-end-packager", "nightly-compound"
  ],
  "subagents": { "allowAgents": ["*"] }
}

Model: Sonnet for daily use, Opus for complex catch-up sessions.

3. Compound Loop (Recommended)

{
  "name": "compound-loop-{agent-id}",
  "agentId": "{agent-id}",
  "schedule": { "kind": "cron", "expr": "0 3 * * *", "tz": "{timezone}" },
  "sessionTarget": "isolated",
  "payload": {
    "kind": "agentTurn",
    "model": "anthropic/claude-sonnet-4-6",
    "message": "BOOKKEEPER COMPOUND REVIEW. Read books/status.md. Check overdue reconciliations, aging questions, missed closes, year-end status, contractor thresholds. Update MEMORY.md.",
    "timeoutSeconds": 900
  },
  "delivery": { "mode": "none" },
  "enabled": true
}

4. Verify

Send: "I have a Chase bank statement PDF for January. Before I upload it, what do you need to know about my business?"

Confirm: Agent asks 3 or fewer questions, says to upload, does NOT launch a long intake form.

Files included

agent/AGENTS.md.md
agent/BOOTSTRAP.md.md
agent/HEARTBEAT.md.md
agent/IDENTITY.md.md
agent/MEMORY.md.md
agent/skills/coa-builder/SKILL.md.md
agent/skills/data-ingestor/SKILL.md.md
agent/skills/nightly-compound/SKILL.md.md
agent/skills/question-manager/SKILL.md.md
agent/skills/reconciler/SKILL.md.md
agent/skills/reporter/SKILL.md.md
agent/skills/smart-classifier/SKILL.md.md
agent/skills/stripe-connector/SKILL.md.md
agent/skills/year-end-packager/SKILL.md.md
agent/SOUL.md.md
agent/TOOLS.md.md
agent/USER.md.md
pfp.png.png
README.md.md